Effective as of August, 2022

Introduction

We are committed to respecting your right to privacy and protecting your information when you visit LeverageCompanies.com or any other associated domains and websites, and when you use our services. To provide these services, we may need to collect, process, and retain certain personal information about you. This allows us to deliver our products and services in ways that support your unique needs and interests.

We take your privacy and the security of your personal information seriously. We also want to be transparent about the types of personal information we collect, how we use it, with whom we may share it, and why. This Privacy Policy is designed to provide you with that information and to explain the choices you have regarding the use and retention of your personal information.

About This Policy

This Privacy Policy applies to the LeverageHomes.co website and its associated products and services (“Website”). By using our Website, you consent to the terms described in this Privacy Policy.

From time to time, we may release new products or services. If those result in material changes to how we collect, use, or share your personal information, we will update this Privacy Policy and provide additional notice where required by law.

The Types of Personal Information We Collect

Account Data

When you inquire about or subscribe to our products and services, we collect personal details such as your name, email address, phone number, and mailing address. This enables us to contact you, create accounts, and configure your preferences. You can update or remove optional information, adjust communication preferences, or opt out of communications at any time.

Usage Data

We collect information about your use of our Website, including:

• Online identifiers such as IP address, MAC address, and cookie data

• Device and browser type, operating system, and language settings

• Pages you visit, including date, time, and duration

• Interactions with online services

Usage Data helps us optimize the Website, troubleshoot issues, and enhance your overall experience.

Cookies and Tracking

A cookie is a small text file stored on your device that makes it easier to navigate our Website without re-entering information. We use cookies to:

• Store preferences

• Record user-specific activity (pages visited, browser type)

• Personalize your experience

• Deliver targeted advertising

Where required by law (such as in the EU), we provide a cookie consent banner that lets you accept or reject non-essential cookies. You can also adjust cookies in your browser settings, though disabling them may affect site functionality.

It all begins with an idea. Maybe you want to launch a business. Maybe you want to turn a hobby into something more. Or maybe you have a creative project to share with the world. Whatever it is, the way you tell your story online can make all the difference.

Personal Information Retention and Protection

We retain your personal information only as long as necessary to support business purposes such as service delivery, compliance, and dispute resolution.

We implement safeguards including encryption and access controls. However, no system or data transmission is completely secure. While we make reasonable efforts to protect your data, we cannot guarantee absolute security.

Requesting Deletion of Your Personal Information

You may request deletion (or anonymization) of personal information collected in the last 12 months. We will not respond to more than two such requests in a 12-month period.

We may retain your information if:

• You have unresolved account issues, such as unpaid balances or disputes

• We are required to comply with legal, tax, or audit obligations

• Retention is necessary for fraud prevention or Website security

Timeline: We will acknowledge your request within 10 days and respond within 30–45 days, consistent with legal requirements.

To request deletion, contact us at: https://www.leveragecompanies.com/contact.

Notice to California Residents (CCPA)

As a California resident, you have the following rights:

• Right to Know what personal information we collected, how it was used, and with whom it was shared in the past 12 months

• Right to Deletion, subject to the exceptions above

• Right to Opt Out of the sale of personal information (note: we do not sell data)

• Right to Non-Discrimination: You will not face penalties or reduced service for exercising your rights

We will not provide more than two disclosures to the same consumer within a 12-month period.

Notice to Canadian Residents (PIPEDA)

We comply with Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA) principles: accountability, purpose, consent, limited collection, limited use, disclosure and retention, safeguards, openness, and access.

You may request corrections, access to your information, or file complaints using the contact methods below.

Your information may be processed in the United States by third-party providers. These providers are bound by agreements to safeguard your data, but U.S. courts and authorities may lawfully access it.

Notice to European Union (EU) Residents (GDPR)

If you are located in the EU, you have the following rights:

• Right of Access

• Right of Rectification

• Right of Erasure (“Right to be Forgotten”)

• Right to Restrict Processing

• Right to Data Portability

• Right to Object (including to direct marketing)

We will acknowledge requests without undue delay and respond within one month, in accordance with GDPR. Where consent is the legal basis for processing, you may withdraw consent at any time.

Use of Our Website by Children

Our Website is not intended for children under 13. We do not knowingly collect data from children. If you believe a child has provided personal information, contact us to have it removed.

Third-Party Disclosures

We may share data with trusted third-party service providers (hosting, analytics, CRM, advertising). These providers are contractually required to safeguard personal data and use it only to deliver services on our behalf.

We do not sell, trade, or rent personal information for monetary value.

Updates to this Privacy Policy

• We may update this Privacy Policy periodically. If material changes are made, we will notify you by:

• Posting a notice on the Website

• Emailing account holders (where applicable)

• Other methods required by law

How to Contact Us

For questions, access requests, corrections, or complaints regarding this Privacy Policy:

• Email: info@leveragecompanies.com

• Phone: (973) 878-9884

• Mail: Leverage Companies, 50 Park Place, Suite 301, Newark, NJ 07102